Hard Money Lender Fort Lauderdale FL

Securing the right financing to fund your investment projects can be time consuming, difficult, and sometimes end unsuccessfully.  The process doesn’t have to be such a burden. While there are various funding sources available in the market, most will not fit your unique needs. It is advisable to always compare the different financing options before making a financing decision

New Wave Loans is a Florida-based licensed hard money lender originating commercial and residential property real estate loans


We pride ourselves in establishing direct relationships with our clients and customizing loan solutions that meet their lending needs.

Our team is available to find the best solution for your financing needs. We offer direct hard money lending — no middlemen, no surprises.

We service our loans in-house. New Wave Loans has a servicing endorsement which allows us to service our own extensive portfolio.

Greatly accelerating the payoff request process and implementing personalized, relationship-based customer service for the life of your loan

in successful transactions in the past four years



As Florida’s Leading Commercial Real Estate Hard Money Lender, New Wave offered a comprehensive asset-based loan to this valued client.



Customer sought private mortgage investors and lenders for ground-up construction. New Wave Loans closed the transaction in record time.



Customer requested Asset-Based Loan Underwriting. Worked with Hard Money Broker to close within 20-day borrower-imposed time limit.

Hard Money Lender Fort Lauderdale Florida – New Wave Loans

Hard money lending is a great way to get necessary funds, faster and easier. As the real estate market grows, the need for hard money lending grows with it. Hard money loans have a lot of advantages compared to the other types of loans. In some cases, you can get a hard money loan when other types of loans are simply not an option.

They are also approved faster, which is important. For example, as a real estate investor, getting a loan fast and easy can help you secure the deal before your competition does. Additionally, the loan amount for real estate investors is not based on the property value in its current state; it is based on the potential value after the renovations are complete.

If you are looking for hard money lenders located in Fort Lauderdale, Florida, look no further. We will provide you with the best private money loan, at the best loan rates on the market, you can rest assured. We have professional staff that will help you through the whole process.

Private Loans for Real Estate Investors

We offer the best private money loans on the market for real estate investors. A private money loan is short-term credit, used for buying and repairing property to sell at a profit.

The amount of money you can receive from this loan is based on the after-repair loan-to-value, or ARLTV. This is completely different from traditional lending, which commonly uses the “as-is” value. Additionally, a private loan has a much faster turnaround than a conventional loan. A conventional loan can take up to 3 months to get approved, while a private loan can be approved in under a week.

We put our client’s borrowing experience above all else. We make sure that everything is done in the most professional manner. Furthermore, we value your time so you can expect to get your loan as soon as possible. Our loan application process is user-friendly and will make your experience with us a good one. As our client, you will have a comfortable experience every step of the way.

Who Are The Best Hard Money Lenders In Fort Lauderdale?

There are several good options to choose from when it comes to hard money lenders in Fort Lauderdale. We stay ahead of our competition with our great service and competitive loan rates. Our specialty is private loans used by real estate investors. Whether it is a quick fix and flip project or a longer commercial one, our team of experts will help you achieve your goals. With our quick pre-approval and fast closing, you get your loan quickly, when you need it. Why wait, when you don’t have to? And, we have no payment penalty if you pay back your loan earlier than planned; you can either stick to the payment plan we decide upon or you can repay your loan at an earlier date.

We offer the best interest rates on the market, as well as flexible terms. Providing excellent service is the most important thing for us, and we believe that we’re one of the best hard money lenders in Fort Lauderdale Florida.

What is a Hard Money Loan?

A hard money loan is generally used for real estate projects where you’re looking to do a fix and flip, for a quick profit. In these cases, the collateral is the real estate being improved. Hard money loans are fast-paced and can help you secure a deal before your competition does. A hard money loan works differently from conventional loans because you are borrowing from private investors. We are willing to provide a loan on property you want to buy or already have.

How Can You Get Hard Money Loans Fort Lauderdale?

Getting a hard money loan is not as hard as you might think. Compared to conventional loans, private hard money loans have fewer requirements. That being said, hard money lenders do look for: equity in your project, a good loan-to-value, and a workable debt-to-income ratio.

Additionally, you will be required to provide all of the necessary information to ensure that property can serve as collateral. If you are able to provide these, private lenders will approve your loan. And upon approval, you can expect to get your loan at lightning speed.

Hard Money Lenders Programs in Fort Lauderdale Florida

When it comes to loan programs, we offer multiple options for real estate investors. Our focus is on various types of short-term loans. Here are the loan programs that we offer:

Fix and Flip Hard Money Loans


As  discussed above, fix and flip loans are used by real estate investors that look to make a quick profit  by improving and selling real estate.  We  help real estate investors purchase and renovate properties by providing them with flexible terms, great rates, and most importantly, fast approval.

Commercial Hard Money Loans

A commercial hard money loan is necessary if you want to invest in real estate such as hotels, industrial buildings, office space, etc. To help you make these large investments, we are here to provide you with a commercial hard money loan. To make sure you get the property you want, when it’s available, we will approve your loan fast.  Investors  may  qualify for this  type of loan, regardless of  credit score.

Rental Property Investment Hard Money Loans

Rental property investment loans are designed to help investors interested in working  with rental properties.  We will make sure that you have the necessary support to achieve your goal. As this loan program is asset-based, our focus will be on the underlying collateral.

Hard Money Loans: Foreign Nationals

For foreign nationals, finding a real estate loan can be quite challenging.  This is where we come in. We understand that you need help with complexities of securing credit and minimizing the  time before you get funded. We assist foreign nationals in acquiring funds to buy real estate to broaden their portfolios.

Why Are We The Best Private Money Lenders in Fort Lauderdale

Anyone can say that they are the best in the market. But we can confidently back that up with our extensive portfolio. Whether you are a domestic investor or a foreign national, to us, you are a valued customer – and we will do everything in our power to get you the loan you need. Furthermore, our business is completely transparent; we recommend you check with our long-term customers, who will gladly tell you about their experience with us.

Our other Service Areas



A hard money loan generally takes a couple of weeks to get approved and funded, but in some cases, it can take less than a week.

Typical terms for hard money loans are: a shorter repayment period of about 1 to 3 years; rates can be anywhere between 7% and 9%.

Yes, we have special loan programs for foreign nationals.

Yes, there are many loan programs designed for different properties and investments.


We seek to make loans of $200,000 or more on commercial assets with material equity build-up and/or potential for production of income. We normally produce a term sheet within 48 hours.


We are a fully licensed lender on purchases and refinancings of residential real estate. Our focus is on second homes and investment properties, a space where we offer competitive rates to quality borrowers.

New Wave Loans funds and retains its loans on its balance sheet. As such, we can be more flexible than competitors who syndicate, sell and/or lever their loans.