Hard Money Lender West Palm Beach FL

Securing the right financing to fund your investment projects can be time consuming, difficult, and sometimes end unsuccessfully.  The process doesn’t have to be such a burden. While there are various funding sources available in the market, most will not fit your unique needs. It is advisable to always compare the different financing options before making a financing decision

New Wave Loans is a Florida-based licensed hard money lender originating commercial and residential property real estate loans


We pride ourselves in establishing direct relationships with our clients and customizing loan solutions that meet their lending needs.

Our team is available to find the best solution for your financing needs. We offer direct hard money lending — no middlemen, no surprises.

We service our loans in-house. New Wave Loans has a servicing endorsement which allows us to service our own extensive portfolio.

Greatly accelerating the payoff request process and implementing personalized, relationship-based customer service for the life of your loan

in successful transactions in the past four years



As Florida’s Leading Commercial Real Estate Hard Money Lender, New Wave offered a comprehensive asset-based loan to this valued client.



Customer sought private mortgage investors and lenders for ground-up construction. New Wave Loans closed the transaction in record time.



Customer requested Asset-Based Loan Underwriting. Worked with Hard Money Broker to close within 20-day borrower-imposed time limit.

Hard Money Lender West Palm Beach Florida – New Wave Loans

Getting the necessary funds for your projects fast has never been easier. With the growth of the real estate market, the need for hard money loans also grew. When you compare them to the more traditional types of loans, hard money loans have certain advantages. The process of getting a hard money loan is much shorter in general. This is very beneficial if you need the funds fast in order to continue your project or secure a new one.

Additionally, a hard money loan is much easier to get. In situations where a bank would refuse to give you a loan, a private money lender will gladly help you out. That being said, if you are looking for hard money lenders in West Palm Beach, look no further. We can offer you a hard money loan with the best loan rates on the market.

Private Loans for Real Estate Investors

When it comes to private money loans, we offer the best ones on the market. Generally, a private money loan is used to buy a property with the goal of repairing it and selling it for a quick profit. The amount you can receive for a hard money loan depends on the after-repair property value. So, it is completely different compared to traditional loans which depend on the current value of the property before any repairs are done.

Furthermore, a private money loan gets approved extremely fast compared to the traditional one. That being said, we value your needs and time above all. Accordingly, we made our loan application process user-friendly and fast in order to make your experience as smooth as possible. With that, we will do our best so that your complete experience goes without problems and you are comfortable every step of the way.

Who Are The Best Hard Money Lenders In West Palm Beach?

When it comes to hard money lenders in West Palm Beach, there is certainly a lot to choose from. What brings us above our competition is our great service and competitive loan rates. We specialize in private money loans for real estate investors. We help real estate investors by providing them with a loan for their fix and flip projects so they can finish them as soon as possible.

Furthermore, we do not have any prepayment penalties, so if you are able to, you can repay the loan before the set date. Working with us, there is nothing you need to worry about. Our team of experts will be there for you every step of the way so you can rest assured everything will go smoothly and any problem that might arise will be dealt with fast. A positive experience for you is a win for us.

With everything we said so far, we believe we are one of the best hard money lender West Palm Beach you can work with.

What is a Hard Money Loan?

Basically, a hard money loan is a type of loan that is offered by private money lenders. They are usually given to real estate investors that are looking to get funds quick so they can do a fix and flip project. Collateral that is being used for this loan is the property in question. These loans are approved fast so you can secure your deal in no time.

How Can You Get a Hard Money Loan in West Palm Beach, FL?

Compared to the traditional types of loans, getting a hard money loan is much easier. Unlike commercial loans, you do not have to provide any proof that you can repay the loan in its entirety before you get it. For a hard money loan, the property in question is used as collateral so you do not need proof that you can repay the loan. Additionally, if you have a good credit score and a stable income, getting a hard money loan will prove no problem.

Hard Money Lenders Programs in West Palm Beach Florida

We offer several loan programs, so there is something for everybody. Our aim is to help investors achieve what they want by providing them with the best loans possible with the most flexible rates out there. So if you are interested in working with us, here are the programs that we offer.

Fix and Flip Hard Money Loans

Fix and Flip loans are most commonly used by real estate investors that are looking to make quick repairs so they can sell the property for a fast profit. If this is your area of expertise, we got the best flip loan you can find.

Commercial Hard Money Loans

If you plan to invest in properties such as hotels, industrial buildings, office spaces and similar ones, you will need a commercial hard money loan. Investing in properties such as these can cost a lot of money, because of that, we are here to offer you help by providing you with the best possible commercial hard money loans you can find.

Rental Property Investment Hard Money Loans

Rental property loans are designed to help you, as an investor, start the rental investment business. We offer the best loans to help you do just that. We will approve your loan as soon as possible so you can start investing. Additionally, this loan program is asset-based, so the focus is on the underlying collateral.

Hard Money Loans: Foreign Nationals

Most hard money lenders do not offer loans to a foreign national. This is where you can count on us. With this program, we offer fast hard money loans to foreign nationals. Our belief is that anyone should be able to get a loan. Even if you are a non-neutralized resident you should be able to get a loan so you can buy the desired real estate. With our loan, you can continue to expand your real estate portfolio without any worries.

Why Are We the Best Private Money Lenders in West Palm Beach

Anyone can claim that they are the best ones on the market. Compared to our competition, we can confidently back that statement with our portfolio. When it comes to our clients, whether you are domestic investors or foreign nationals, we will gladly work with you. Our number one priority is that you as our customer have the best possible experience.

Additionally, the way we do our business is completely transparent so you do not have to worry about any scams. We take business very seriously and with our team of experts, you are in the right hands. Furthermore, you can check with our long-term customers to find out more about us if you are still unsure.

Our Other Service Areas



A hard money loan can take a couple of weeks to get approved, but in some cases, it can take less than a week.


Typical terms for hard money loans are that they have a shorter repayment period, about 1 to 3 years, and the rates can be anywhere between 7% and 9%.


Yes, we value the real estate collateral and borrower experience more than anything. We do review the credit score, but it is not a deciding factor.


Yes, there are special programs that we have for foreign nationals.


Yes, there are different programs designed for different properties and investments.


We seek to make loans of $200,000 or more on commercial assets with material equity build-up and/or potential for production of income. We normally produce a term sheet within 48 hours.


We are a fully licensed lender on purchases and refinancings of residential real estate. Our focus is on second homes and investment properties, a space where we offer competitive rates to quality borrowers.

New Wave Loans funds and retains its loans on its balance sheet. As such, we can be more flexible than competitors who syndicate, sell and/or lever their loans.